Where Can You Cash A Usps Money Order? (List Of Places)

Louis DeJoy
75th United States Postmaster General
Incumbent
Assumed office June 16, 2020
President	Donald Trump Joe Biden
Deputy	Douglas Tulino
Preceded by	Megan Brennan
Personal details
Born	1957 (age 64) [1] New York City , New York , U.S.
Political party	Republican
Spouse(s)	Aldona Wos
Children	2
Education	Stetson University ( BBA )

Money orders are an affordable and convenient way to give and receive money when the parties in question do not have a checking account, debit card or checkbook.

As one of the most essential organizations in the U.S., the Postal Service sells money orders for a low rate at most of their locations.

However, if one is received, how do you cash it? Is there a location near me? Here is what you need to know.

Are You Looking for a Place to Cash a USPS Money Order in 2022

A wide range of US Postal Service money orders may be cashed anywhere, including at Post Office locations or banks. Although the Post Office can cash USPS money orders free of charge, it will most likely cost you a fee to make them elsewhere.

Continue reading for a complete list of USPS Money Order Cashing Locations.

List Of Banks And Stores That Cash USPS Money Orders

This is a complete list of all locations where your USPS money orders can be cashed or deposited.

Post Office locations: This is where you will find the Post Office.

Bank of America- If you already have an account, this bank will cash your money orders.

Capital One – Another large financial institution, which will cash your money orders if they have an account.

In order to get the cash you have to be able pay the money.

In this case, the money can be deposited into your account.

Fifth Third Bank — These branches will cash an order for money even if you don’t have a bank account.

Chase Bank – To get cash from Chase Bank, you need to have an account.

Regions – For a fee of five percent, non-accountholders can cash money orders at Regions branches.

PNC Bank is a regional banking institution based out Pittsburgh. In order to cash your money order, you need an account. Some restrictions may apply.

Wells Fargo- You must open an account at Wells Fargo. To make a deposit you will need the funds amount.

Check-cashing locations like: Check Into Cash, Money Mart and United Check Cashing; there are also the locations with the steepest fees.

Albertsons grocery shops: Visit the website for more information or to place an order, and make sure that your area cashes.

Kroger grocery stores: With over 2700 locations in the U.S., some Kroger stores will cash money orders for a fee. Make sure to verify this before you go.

Will Banks Take USPS Money Orders

Yes, many banks do cash USPS money orders.

Some banks require accounts, including Chase, Bank of America and Wells Fargo. However, they may not cash money orders until you open an account.

You will need to keep the check and the amount of the check in order to get the money order in cash.

(If the balance is not available, the money can be deposited and will clear within the same timeframe that a check.

You can cash a USPS money Order if you already have an account with a bank.

You can check your bank’s site or inquire next time you go to find out if they offer money order cashing. It is likely that they offer this service for no charge.

Some banks, like the Regions chain, will allow non-account holders to cash money orders at their locations, but you’ll pay a fee.

Banks that are willing to accept USPS money orders for non-account holders, in my opinion, is a better option than check-cashing facilities.

Although you’ll still need to pay an additional fee, the cost is still lower than what you might pay at a Money Mart.

Make sure to research all fees and options available for your location.

Are USPS Money Orders refundable?

The USPS money order must be cashed by the sender.

This is not just for USPS money orders, it is all money orders!

It is impossible to have someone send your money if there are no time constraints.

Money orders are treated very much like checks, and proper ID (as well as a matching signature on the money order) is required to receive the funds.

Can You Mobile Deposit A USPS Money Order?

While many banks with mobile apps allow mobile check deposits, money orders are a different story.

Even a major bank like Bank of America does not allow mobile deposit of money orders (though they do cash them in-person, for account holders).

Mobile money order deposit options are available for big brands like Citibank, Fifth Third Bank, and Wells Fargo.

Huntington Bank, a regional bank, also offers a mobile money deposit option.

What is the best way to cash a postal money order?

USPS money orders are great because they are easy to obtain from the many Post Office locations around the country, and they’re simple to cash, too.

You can simply find the location where USPS money is cashed and bring that with you to the building.

It is not necessary to sign it immediately. You will sign it (or “endorse” it) in front of the teller/cashier.

Be sure to show your ID to prove that you are the intended recipient of the money order

That’s really all you have to do on your end. It’s very similar to cashing a check.

You will sign the money orders, then show your identification. Next, choose the denomination that you would like your bills to be in.

For more information on USPS, please visit our post about whether USPS sells money, how USPS charges for weight, size and if USPS accepts Apple Pay.

Conclusion

USPS money orders can be used as an alternative to debit cards or checks. They are also easily cashed at many places in the U.S.

Post Offices is the most convenient and obvious option. But many banks, check-cashing places and grocery stores can do it – sometimes for a fee.

.Where Can You Cash A Usps Money Order? (List Of Places)

Does Target Do Money Orders In 2022? (Do This Instead…)

Money orders are incredibly useful as a low-cost option for sending funds quickly and securely across long distances, even internationally.

Target boasts over 2000+ nationwide stores. This may have led you to wonder: Does Target take money orders? Here is what I found out!

What are the best places to place money orders?

There are many places that you can place money orders, including big-box retailers and convenience stores. Places that sell money orders include:

7 Eleven

Kmart

Kroger

Meijer

Publix

Safeway

Choose CVS Locations

United States Post Office Addresses

Walmart Money Centers

Contact your local credit union or bank

You can use MoneyGram, Postal and Western Union money transfer agencies for buying and cashing money orders.

But, they don’t sell the money. Some MoneyGram and Western Union locations do not cash money orders.

Where is the Best Place to Buy Money Orders

Experts agree that the safest place to complete any of your money orders is an accredited financial institution or cash-checking facility.

Cashing money orders will be safer. Banks can also make it easier to track money orders.

Some banks provide cashier’s checks as an alternative to money orders. But they still serve the same purpose. Check with your payer to confirm that this is acceptable.

However, if you purchase money orders more frequently, you might want to avoid the higher bank fee for money orders and so should purchase these from convenience stores or supermarkets other than Target for a cheaper cost.

What’s the Cost of Money Orders?

Banks and credit unions will charge around $5 per money order up to a maximum amount of $1,000 depending on the size of the money order. For top-tier accounts, money orders might not be charged if they are covered by your plan.

A supermarket, corner store, pharmacy or corner store will charge you less for your money order. Large money orders can usually be purchased for about $1.

Is it possible to pay for Money Orders?

Money orders are prepaid and don’t include your banking account information, so you will need to pay the entire money order amount upfront.

Most money order sellers accept cash, debit or credit card payments. Keep the receipt in your possession until you’re certain that there will be no refund.

To learn more, you can see our related post on whether or not Publix does money orders, if Safeway does money orders, and if Walgreens does money orders.

Conclusion: Does Target Do Money Orders?

Target is unable to cash, sell or trade money orders in any of its locations because it doesn’t offer any financial services. A money order can be purchased or cashed at Target stores at a variety of locations, including convenience and pharmacy shops, banks and post offices. The cost is between $1 and $5, with a higher fee if the order is larger.

What Is An Alternative To A Money Order?

Similar to a money order except that a cashier’s bank issue them, and they require you to have a bank accounts. Mar 29, 2019,

Can I Buy A Money Order With A Debit Card At Cvs?

Get your Money ready. Since it is a product like a carton, money orders require you to have the exact amount as well as the fee. A money order can be paid with either cash or debit cards. Jan 18, 2022

Walmart Charges How Much for Money Orders

What is the cost of a Walmart moneyorder? The exact cost of money orders at Walmart can vary from store to store. However, they are usually no more expensive than $1. That’s very reasonable. The U.S. The U.S.

Are you able to make a money purchase with your debit card?

Cash or debit cards can be used to purchase money from the bank or credit union.

.Does Target Do Money Orders In 2022? (Do This Instead…)