Does Walmart Cash Personal Checks In 2022? (Full Guide)

Are you looking to open a bank account or cash a personal check?

Perhaps you’re wondering if Walmart has the ability to cash personal checks. Let me tell you what I learned!

Does Walmart Cash Personal Checks In 2022?

Walmart does cash pre-printed personal checks at stores with Money Centers as of 2022. Walmart charges a fee of $4 for personal checks below $1,000, and $8 for checks between $1,001- $5,000.

Continue reading to find out more about how Walmart cashes personal checks.

Do Walmart has any restrictions on the amount of personal checks they can cash?

Walmart has limits on the amount of checks it can cash. Walmart can cash checks up to $5,000. These limits vary depending on where you live. Walmart generally restricts two-party personal checks at $200, and business checks at $5,000.

Walmart can cash checks as high as $7,500 when it is tax season. To save your time, call the local Walmart ahead of bringing in large amounts.

Walmart: How much does personal check cashing cost?

If you are cashing a personal check, the fee ranges from a few cents to $6 depending on the check’s amount.

There is a $4 fee to print non-personal, pre-printed checks. This applies for first 1000 dollars. The fee for checks exceeding $1,000 is between $4 and $8, but not more than $8.

Walmart simplifies the process by simply taking the fee out of the check they cash. You don’t need any extra money.

Walmart’s Personal Check Cashing

A valid passport or government-issued ID card will be required.

Also, be aware that Walmarts located in New York or New Jersey cannot cash personal checks.

What happens to my funds after I cash a check?

Or you can pay in cash. Walmart sells a MoneyCard which you can load money to. The cards cost $1, and the reload fee is waived if you reload it via check cashing.

Learn more by checking out my guide Paying with Checks at Walmart Cash Registers.

Walmart Cash can be used to purchase the following types of checks:

Walmart cashes almost every type of check you can think of:

Checks for business

Payroll check

Social Security

Government checks

Indemnity checks for Insurance Settlement

Retirement disbursement checks

You can get a tax refund check

Checks pre-printed

Cashier’s checks

Retirement savings checks and 401(k).

Checks between two people (maximum $200).

Out-of-state checks

You may be eligible to cash a check that isn’t on the list. Give your nearest Walmart a shout.

Do Walmart have any checks that don’t work?

Walmart is unable to accept certain types of check. Personal checks are not accepted by Walmart. They can also be made payable to cash and check that is more than 180 days or older.

Handwritten personal checks are not accepted. Walmart won’t cash any savings bonds, start checks, EFS or Comdata checks. It will be refused to cash a check if it is believed that the checks have been altered.

Walmart will cash personal checks in 2021

Absolutely! The company announced it would begin accepting cash personal checks from its Money Centers at the start of 2021. Walmart allows one individual to check up to $5,000. It costs $4 for checks lower than $1,000, $8 fee for checks ranging between $1,000 and $5,000.

Walmart Cashing Personal Checks: What is the Limit?

$5,000

Walmart Personal Checks Cashable

Walmart is limited in the number of checks they can cash. Walmart may limit two-party personal checks and business-issued check to $200. However, these limits can differ by location. During tax season, Walmart will typically cash checks up to $7,500.

Walmart to Accept Checks for 2021

Walmart will accept checks. The details on the Check must match those in your photo ID. A third party verification process will also be required. Only cash registers accept checks. There you have the option to request $20 cash back.

.Does Walmart Cash Personal Checks In 2022? (Full Guide)